; Car Details - Brightside Car Insurance

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Before you begin

It is important that the information you provide throughout the quote and duration of the policy is accurate.

Failure to disclose correct and complete information to the best of your knowledge may result in increased premiums, refusal of a claim or not being fully paid, your policy being cancelled or being made null & void and treated as if it never existed.

To get you the best quote quickly, we’ve stripped out any unnecessary questions.

Find your car

Do you know the registration number of the vehicle you want to insure?

We've found a few different vehicles that match the options you've selected

Choose your vehicle from the list below

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Your car

Your vehicle Your vehicle
{{selectedVehicle.Make}} {{selectedVehicle.Model}} ({{selectedVehicle.RegistrationNumber}})
{{selectedVehicle.YearOfManufacture}} {{selectedVehicle.Fuel}} {{selectedVehicle.EngineCapacity}}cc {{selectedVehicle.TransmissionName}} {{selectedVehicle.NumberOfSeats}} seats
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Assumptions about your car
Immobiliser
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Tracking device
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Is left hand drive
No Yes
Number of seats
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Purchase date
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Market value
£{{selectedVehicle.CurrentMarketValue}}

Fuel type

Does your car have an immobiliser?
What type of immobiliser does your car have?
An immobiliser is an electronic security device which stops your car from being started unless you have the correct key. In other words, the car can only be started with its key, and hot-wiring it would be no use.
Factory-fitted immobilisers (i.e those fitted by the manufacturer) have been mandatory on all new cars since 1998, so if yours was built after then, it'll almost definitely have one, unless a previous owner has done some tinkering with it and disabled or removed it.
If you have an immobiliser that was not factory fitted, choose 'Other'.
If you're not sure and your car was built before 1998, you should choose 'None'.

Does your car have an immobiliser?
What type of immobiliser does your car have?
An immobiliser is an electronic security device which stops your car from being started unless you have the correct key. In other words, the car can only be started with its key, and hot-wiring it would be no use.
Factory-fitted immobilisers (i.e those fitted by the manufacturer) have been mandatory on all new cars since 1998, so if yours was built after then, it'll almost definitely have one, unless a previous owner has done some tinkering with it and disabled or removed it.
If you have an immobiliser that was not factory fitted, choose 'Other'.
If you're not sure and your car was built before 1998, you should choose 'None'.

What's the name of the immobiliser?
Please start typing the make of the immobiliser and we'll look-up the closest match in our list.
Like most insurers, we work from a standardised list so your immobiliser may not be in there. If you can't find an exact match, we won't be able to take it into account for your quote so please change your answer to the previous question to 'None'.

Does your car have a tracker?
What is a tracker?
A tracker is a device that uses GPS technology to trace stolen vehicles. This technology increases the likelihood your car will be recovered if it's stolen.
Not sure if you have a tracker?
If you're not sure, then you probably don't have a tracker in your car. Most trackers need you to pay an annual subscription fee. The tracker must have an up-to-date subscription in order to be valid. If it's a used car, it might be worth checking with the former owner.

What's the name of the tracker?
Please start typing the make of the tracker and we'll look-up the closest match in our list.
Like most insurers, we work from a standardised list so your tracker may not be in there.
If you can't find an exact match, we won't be able to take it into account for your quote so please change your answer to the previous question to 'No'.

Is your car left hand drive?

seats

Transmission type
Transmission type
If you have a semi-automatic gearbox, please choose automatic.

Ownership and usage

Have you bought this car yet?
If you haven't bought this car yet...
That's no problem, we can still give you a quote. However, you'll need to have bought it before you can actually purchase your insurance.

Haven't bought the car yet?
It's no problem if you haven't bought the car yet - we can still give you a quote. However, you'll need to change your answer to the above question to No, and you will also need to have bought it before you actually purchase your insurance.

Haven't bought the car yet?
It's no problem if you haven't bought the car yet - we can still give you a quote. However, you'll need to change your answer to the above question to No, and you will also need to have bought it before you actually purchase your insurance.

Month
Year

What's the current market value of your car?
Where possible, we use an industry valuation service to show you how much we think your car is worth.
Why do we need to know this?
Insurers need to know how much your car is worth so they can understand what they may need to pay out for in the event of a claim.
Not happy with the value?
The insurer will normally pay up to the market value at the time of the loss. However, if you think this value is wrong (for example, if your car has been modified and is worth more), you can change it to whatever you think is appropriate.
And if there's nothing there already...
This means we haven't been able to find a valuation for your car.
Please just tell us how much the car would be worth (including modifications) if you sold it today (check out a few sale ads for cars with a similar mileage if you're not sure) or alternatively how much you're buying it for.

Are you the registered keeper and owner of this car?
What's the difference between the registered keeper and the owner?
  1. The Registered Keeper of a vehicle should be the person that ‘keeps’ the car on a day to day basis and would normally be the primary user and name on the V5C. They will be the first point of contact for the police for any offences or queries relating to the use of the vehicle. They will also be the initial recipient for parking tickets, motoring offences, fines etc and are also responsible for making sure the vehicle is taxed, insured, is road-worthy and has a valid MOT.
  2. A Legal Owner is;
    • The person who purchased the vehicle
    • The person who received the vehicle as a gift or prize
    • An organisation or legal entity that bought the vehicle (company)

Who is the owner?
Who is the owner?
Whoever bought this car, or received it as a gift or a prize is the owner.
The owner and the registered keeper are not always the same person. Sometimes a company or another person might own a car and make someone else the registered keeper.

Who is the registered keeper?
What's the difference between the registered keeper and the owner?
  1. The Registered Keeper of a vehicle should be the person that ‘keeps’ the car on a day to day basis and would normally be the primary user and name on the V5C. They will be the first point of contact for the police for any offences or queries relating to the use of the vehicle. They will also be the initial recipient for parking tickets, motoring offences, fines etc and are also responsible for making sure the vehicle is taxed, insured, is road-worthy and has a valid MOT.
  2. A Legal Owner is;
    • The person who purchased the vehicle
    • The person who received the vehicle as a gift or prize
    • An organisation or legal entity that bought the vehicle (company)

What do you use your car for?
What do you use your car for?
Social, Domestic and Pleasure, including commuting.
This covers you for general day-to-day use of the car and for using your car to commute to work or education and back. It does not cover you to use your car for anything else in connection with your employment or business e.g. driving to meetings.
Social, Domestic and Pleasure only.
This covers you for general day-to-day use of the car but not for travel to your place of work or education, or using your car in connection with your employment or business.
Business use.
If you need your car for work there are different classes of use that you need to choose between.

What type of business use do you need?
What type of business use do you need?
If you need your car for work there are different classes of use that you need to choose between.
Class 1 Business Use.
Gives you cover for personal and commuting use as well as commuting to more than one place of work or study. You are covered to travel between sites and for off-site meetings, as well as commuting to your or your spouse's or civil partner's own business. It won't cover any of the other named drivers to do this and doesn't cover things like commercial use or door-to-door selling.
Class 2 Business Use.
Is similar to Class 1 and extends the cover to give you and named drivers cover for personal and commuting use as well commuting to more than one place of work or study. It also covers you for commuting to your or your spouse's or civil partner's own business.
Class 3 Business Use.
Is needed if you carry samples or goods or are paid to transport goods or use the car as a significant aspect of your job, such as a travelling salesperson. Class 3 is often referred to as Commercial Travelling.

How many miles does the car do a year?
We're after the number of miles you expect your car to cover in total next year. You'll need to include business and personal mileage for all drivers that you add to your quote. If you're not sure, see if you can check your mileage last year.
Think about how many miles you usually drive per day or per week, then multiply it up to get a yearly figure. Don't forget to add in an allowance for longer trips, such as visits, weekends away or holidays.
It's important to be accurate here as, if you need to make a claim and you've underestimated your mileage, you may not be fully covered. With this in mind, if you're in any doubt, it's best to go for slightly more mileage than you expect.

Miles

How many of those miles are for business purposes?
Business mileage is any mileage you incur in fulfilling the duties of your job. It does not include travel from your home to your permanent place of work.
For example, a builder may be required to visit different construction sites in his own car, or a healthcare assistant may be required to make home visits as part of their job.

miles

Where do you usually keep your car overnight?
Where do you usually keep your car overnight?
Why are we asking this?
Cars are more likely to be broken into at night, so insurers look at how safe your car is overnight to help work out your quote.
What if it varies?
This isn't a problem. We understand that you might keep the car in different places depending on what you're doing. Please just choose where you leave your car most often at night.
And if none of these options are quite right...
Please choose "On the road"

Where do you usually keep your car during the day?
Where do you usually keep your car during the day
If you leave your car in different places on various days of the week, please choose the one in which your car is most often kept.

Changes to your car

Has your car been modified in any way?
Has your car been modified in any other way?
If you or any of the previous owners have changed or added anything to the car since it was made, please answer yes to this question.
If you're unsure if your car's been modified, check its previous history to find out.
Why do we need to know about this?
Modifications can increase the amount an insurer has to pay out in the event of a claim, so it's important that they understand if your car has been modified since it was made.

Throughout your quote we need to collect, share and process your personal information. We also use automated decisions during the quote process, and you have rights over these decisions. For details of these rights and how to exercise them, as well as more details about how your data is used and shared please see our Privacy Policy.